Last up for our hackathon sponsorships is API sponsor Solaria Labs, creators of ShineAPI. ShineAPI is the developer portal of Solaria Labs, the innovation lab for Liberty Mutual Insurance. ShineAPI’s first and primary product is Total Home Score, a product which combines Liberty Mutual data and open source data to deliver address level insights on daily living in a home. Total Home Score, like fellow sponsor TLCengine’s True Lifestyle Cost, allows homebuyers to find out more than just mortgage and tax information about properties they are interested in.
The Total Home Score documentation from the ShineAPI website sums up their product best, and I’ve quoted it below. A Total Home Score takes into account noise levels, road congestion and safety, and neighborhood amenities, giving you a complete view of a property with what little time you can spend at each place.
Total Home Score estimates five important livability dimensions:
- Quiet Score: The extent to which a home will be quiet and peaceful, taking into account busy roads, public transit, and train/subway routes. A higher score is quieter.
- Road Safety Score: The overall feeling of safety for roads surrounding a home, based on auto telematics data measuring speeding and aggressive driving. A higher score is safer.
- Errand Score: A measure of a home’s proximity to common errand locations like grocery stores, gas stations, dry cleaners and more. A higher score indicates greater convenience.
- Entertainment Score: A measure of a home’s proximity to common entertainment venues like restaurants/bars, movie theaters, recreational sports facilities, and more. A higher score indicates greater convenience.
- Traffic Score: The extent to which a home is affected by traffic congestion on nearby roads during rush hour. A higher score indicates less congestion.
Total Home Score also returns up to three explanatory factors that had the greatest impact on “why” each score was less than 100.
Total Home Score data is currently available for locations in the greater Chicago metro area and the entirety of Massachusetts, with new geographical locations being added on an ongoing basis.
Total Home Score is powered by Liberty Mutual’s enterprise data on auto telematics and map data from OpenStreetMap contributors.
As the amount of time buyers spend in a home shortens – and considering that AR/VR technologies are making it easier than ever for long distance buyers to view homes hundreds of miles away – knowing these factors about a home will give a clearer view of each property, and help Realtors® find the right home for their clients. We’re excited to see this type of data become commonplace in MLS listings, and thank them for making their API available for our hackathon this year!