Coming Soon: Sending Money With Your Voice. Available Now: A FitBit That May Make Apple Nervous. Plus Three More Items in Five for Wednesday.

Welcome to Five for Wednesday, CRT Labs’ long-running (since March 2014!) series of curated tech stories. (Find all the previous posts here.)


a photograph of an Amazon Echo speaker


      1. Within the next year or so you’ll be able to send someone money via gear that’s running Amazon’s voice assistant Alexa.
        Parents with kids in college are NOT looking forward to this.
      2. FitBit continues their march into Apple territory with the release of their most Apple Watch-like wearable yet, the Versa.
      3. Why did Credit Karma acquire Penny, a personal finance app with a chat interface? Because they’re hoping the software will make it easier for folks to have conversations about things like qualifying for mortgages.
      4. Green tech and sustainability fans, check out the second residential structure that meets the requirements of the Living Building Challenge.
      5. Or maybe you’d rather live in one of these homes, whose owners really, really like smart home tech.

Google Lens Coming To Many Android Phones (And iOS Too); Block Those Annoying Robocalls To Your Cell Phone; More in Five for Wednesday

Welcome to Five for Wednesday, CRT Labs’ long-running (since March 2014!) series of curated tech stories. (Find all the previous posts here.) Staring with this week’s installment, Five for Wednesday will appear here at



      1. Google Lens allows users to use their phone’s camera to create contacts from business cards, learn about famous landmarks, and “make sense of the visual world.” Are you thinking “wow, that would be great for real estate?” The answer is yes.
      2. Learn more: Lifehacker has a brief how-to about Google Lens.
      3. Getting more unwelcome and annoying calls on your cell phone? We are too. Here’s what you can do about it.
      4. First Amazon bought smart doorbell company Ring; now they’re throwing a lot of support to smart thermostat company Ecobee. There’s a smart home battle that’s about to rage between Amazon and Google.
      5. 2018 will definitely be a breakout year for augmented reality (see the links about Google Lens above). Not only will it help people research and buy real estate, it will help them develop it.

On Not Fearing A Full Basket of Eggs, or Why You Should Use a Password Manager

If you’ve heard any of the members of CRT Labs talk about online security, you’re likely to have heard us urge you to use a password manager. And if you spend a normal amount of time online, you’ve also read about password manager breaches. The most recent high-profile attack hit LastPass earlier this year, and the attack helped spawn a lot of “are password managers really a good idea?” think pieces.

Let me be direct: yes, it’s a good idea to use a password manager. It’s a really, really, good idea, and using them is something I will continue to recommend to the REALTORS® with whom I speak.

The reason we recommend using them so strongly is because password managers solve the two most common reasons why accounts get compromised: weak and reused passwords.


A password manager is a piece of software that helps a user create, store, and use complex passwords. (There are hardware-based password managers, as well as some browser based ones, but we’ll just be talking about dedicated software managers in this post.) By “complex passwords” I mean a combination of letters, numbers, and special characters; length and unpredictability can also increase the complexity of a password.

Password managers help you create these complex passwords; the software I use allows me to create passwords up to 64 characters in length, with up to 10 numbers and 10 special characters. For example:


Do I use complex passwords like this for online banking and shopping? I do. Not all are this crazy, but there’s actually no reason why they shouldn’t be. They can be as complex as the above, because password managers don’t require you to remember the passwords of individual sites and services you access online; they only ask you to remember one master password that gives you access to the rest.


It’s at this point that most people start to get nervous, and they usually have both of the following concerns:

  • Are you crazy? You’re putting all of your password eggs into one basket!
  • I can’t remember a password that’s complicated enough to be my master password.

Let’s start with the all-your-eggs issue. I currently have one master password that protects 55 very complex passwords that are stored in my password manager. My master password is complex but memorable. Am I worried about someone cracking my master password and getting to my banking, investment, and shopping passwords? Not really, and here’s why:

  • My master password and password vault are shared with no one. Not even the company that provides my password management software has access to it. When you combine the strong encryption on your vault, a strong master password, as well as controlling where your information is stored – provides you multiple layers of security against any threats.
  • The encryption used by most password managers exists not only during transmission of data but also at rest.
  • My password manager encourages me to create very complex passwords because it can be done for me automatically when signing up for accounts at new websites.
  • I don’t even have to use the Internet to use my password manager. I can run it on a local network, storing all my information on my computer and other devices. None of my password information need ever go near the cloud.

This last issue — cloud vs. local storage — could be the key for you to start using a password manager if you’re afraid of hackers but see the benefit of randomly generated strong passwords. Make sure any password manager you think of using has the ability to store information away from the cloud and away from the provider’s servers.


It may seem a little daunting to come up with a complex but memorable password, but I’d like to suggest it’s not as difficult as it seems. Let’s take a look at a made-up complex password: !M2j3B*s*T*. How did I come up with this, and how would I remember it?

Let’s assume you think Michael Jordan is the best basketball player ever. You’re sure to know he wore the number 23. Introduce some special characters, start to think about the words as single letters or abbreviations, and you’ve got a memorable and very strong password.


Whether or not you wind up using a password manager, at the very least remember that variation (not using the same password on more than one site) and complexity (passwords with letters, numbers, and characters) are essential to protecting yourself online. It’s easier for me to use a password manager to handle that variation and complexity. If it’s not for you, devise your own system, but stick to those two password virtues. Somewhere down the line you’ll be happy you did.


Check out Cybersecurity Checklist: Best Practices for Real Estate Professionals, part of nar.realtors’s coverage of data privacy and security.

Adventures in WiFi: Smart Home Devices, Meet Your New Router

A long, long time ago — in internet years, anyway — usability pioneer Jakob Nielsen codified ten general principles for interface design. Nielsen had the then-new Web in mind, but some 20-plus years later these principles continue to be relevant.

My favorite of Nielsen’s principles has always been this:

User control and freedom
Users often choose system functions by mistake and will need a clearly marked “emergency exit” to leave the unwanted state without having to go through an extended dialogue. Support undo and redo (emphasis mine).

I’ve been thinking a lot about these principles, because I recently replaced the nine-year old WiFi router in my house. At the same time I changed the network name and password to make access to the router more secure. If I had done this a few years ago, I’d have told my family what the new network name and passwords were, they’d have connected their smart phones (because smart phone makers long ago figured out how to support undo and redo), and all would have been well.

But now I’ve got a bunch of smart home devices — thermostats, security cameras, air quality monitors, smart lights, and more — and getting all of them to play nice with the new WiFi network has proven to be, well, adventurous. In this first of a series of blog posts, I’ll highlight the easiest, least frictional experience I had with one device that sets a high bar for the others, user-experience wise. That device is the Logitech POP Home Switch.

First, though, an acknowledgement: not all smart devices are the same. They do different things and require different levels of security regarding changes made to them. The steps I need to take reconfiguring my front porch security camera should be different than what I need to do to the POP Switch. Yet the reason I’m highlighting the POP Switch experience is because it is well-done and elegant, and security and elegance are not mutually exclusive. More “complicated” smart devices can learn lessons from it.

The POP Switch Experience

Logitech’s POP Switch comprises two parts — a bridge, which plugs directly into a wall outlet, and a switch, a 2.5” square rubberized controller that can work with things such as smart lights. Pressing the switch in various ways allows you to change lighting scenes (for example) without getting out your smart phone and using an app. Truth be told, it’s a sweet product.

But what makes it especially nice is the way it behaved when I fired up my new router with new credentials. The bridge immediately started blinking (because it was now offline), and finding where to go in the POP app to get the bridge back on line was a snap. And if a good interface captures 1) the task you’re performing, 2) instructions on how to accomplish the task, and 3) the status of what’s going on, the POP app hits it out of the park. Here are the sufficiently brief steps I had to take to get my POP Switch onto a new network, as experienced through the app:

It probably does without saying that my experience with other smart home devices in my house didn’t go as smoothly.

Why Is This Important?

Good design is always important. But it’s desperately needed in the still-new world of smart home devices. As the department within the National Association of REALTORS® that is most focused on smart home technology, CRT Labs has a responsibility to help shape the nascent world of smart home tech, both for homebuyers and for the REALTORS® they hire. IBM’s Security Intelligence blog recently pointed out in a thoughtful piece that many design decisions are made for the first owner of something, and that the needs of subsequent owners are often neglected.

“The needs of subsequent owners” sound a lot like the needs of a homebuyer, don’t they?

Over the coming months I’ll continue to document my experiences with smart home devices and changing configurations, documenting as best as I can which ones are painful and which ones are relatively painless. More and more smart devices will be included in real estate transactions, and the smart home industry has a lot riding on “support redo and undo.”

Unsticking the Stuck Smart Home

Are smart home and home automation technologies “solutions in search of a problem?”

That’s the view of Jan Dawson, who recently painted a pretty bleak picture of the smart home’s future in his article “The Smart Home Is Stuck”.

His argument begins with some of the issues Nest is struggling with: missed expectations, technical mishaps, and a taxing culture (Business Insider provides some details here). To these he adds a fourth:

“…Nest is mostly a victim of the current state of the smart home market, which itself seems perennially stuck in the early adopter phase.”

Slow to start, maybe. Perennially stuck? That’s a bit much.

On this we can agree: early adopters are buying smart home devices at a rate that surpasses that of average consumers. They are buying “more expensive, less reliable, (and) more complicated technology.” That’s what earlier adopters do.

Those early adopters have made Nest arguably the most successful smart home device released to date. And its advance into homes speaks to Nest meeting Mr. Dawson’s three criteria for smart home device innovation success:

1. You don’t have to buy many of them; one thermostat is good for most homes
2. Installation can be tricky, but it’s not rocket science
3. The possibility of a return on investment is obvious (“Control my HVAC more efficiently? Ka-ching!”)

The rest have failed to take off because they “require electrical expertise, devices to be installed throughout the home, and cost a lot of money with increased convenience the only real benefit.”

Here’s where the argument gets a little wobbly.

My beloved Netatmo device that monitors (among other things) humidity, carbon dioxide levels, and sound levels in my house was plugged into the wall socket by my 8 year old. Its outdoor counterpart, an incredibly accurate temperature and barometric station, is attached to my back entryway with zip ties. And while the return on investment isn’t immediately financial with this particular device, there is comfort in knowing the air in my house is clean and dry. (And the chance to remediate a problem in my home before it gets out of control is a huge opportunity for return on investment.)

It’s the insistence that “convenience (is) the only real benefit” that’s most problematic. Device manufacturers don’t help themselves here: promotional videos and the like overemphasize the “look what I can do from my phone!” aspect to their products. Convenience is awesome, but there’s much more to the near future of the smart home than that.

We at CRT Labs believe that the more you know about your home, the better you are. You, your house, and those living in it can be healthier. We envision a homebuying and selling marketplace made smarter by data that enables everyone to make informed decisions about the most important purchase anyone can make.

My wife and I bought a house 9 years ago; we loved the aesthetics, the location, and the elementary school. We also looked at other houses. Did we buy the one that had the driest basement? The one least likely to contain health hazards? The brightest one, or the darkest one?

Sadly, I have no idea. But smart home technology could have told us that, and that’s why if smart homes are stuck, they’ll soon unstick themselves.